Critical Illness Cover

A Critical Illness plan is designed to pay out a lump sum on the diagnosis of certain specified illnesses. It is often 'bolted on' to a life assurance policy as an additional benefit but can also be a standalone plan.

This type of plan is designed for those individuals or families who want a lump sum if they are diagnosed with a serious illness — for example to repay a loan or mortgage, pay for time off work, or pay for any necessary alterations to your home.

The quality of cover and the illnesses covered can vary significantly between different providers. As advisers we can help you find the plan that best meets your requirements.